Where to Report Cyber Fraud: Portals, Helplines, and e-Zero FIR: An Illustrative Scenario in Bengaluru

What follows is a fictional, illustrative scenario intended only to demonstrate how the general rules above apply to a typical set of facts. It does not describe a real person, client, or case.

The illustrative scenario

The question

The question most people in this position want answered is:

How the general rule applies

The National Cyber Crime Reporting Portal (cybercrime.gov.in) and the helpline 1930 remain the current national channels for reporting cyber fraud.

An e-Zero FIR mechanism automatically converts certain NCRP/1930 complaints above ₹10 lakh into a registered FIR; piloted in Delhi from May 2025, it was running in 19 states by August 2026.

Generally speaking, the MHA's grievance redress mechanism (GRM) and money-restoration mechanism (MRM) portals went live in June 2026 as part of the response to the digital arrest scam litigation.

The national cyber crime helpline is 1930. You can also file a complaint at cybercrime.gov.in.

What often gets missed in situations like this

• Reporting only on social media or to the bank's helpline without also filing on cybercrime.gov.in — the national portal is what triggers formal tracking and, for larger amounts, e-Zero FIR.
• Not noting whether your state has adopted e-Zero FIR — availability has expanded but was not universal as of mid-2026.

Where this scenario is set (Bengaluru)

• The High Court with jurisdiction is the Karnataka High Court.
• Matters at the district level are generally handled at the Bengaluru City Civil & Sessions Court, or the Court of Small Causes for rent matters.
• The relevant police authority is the Bengaluru City Police.
• Cyber complaints in the area are generally routed through a Cyber Crime Police Station under the Karnataka Cyber Command (formerly a CEN station).

As noted above, this scenario is a constructed illustration used to explain the general rule — it does not describe a real client, case, or outcome.

For the general rules, see Where to Report Cyber Fraud: Portals, Helplines, and e-Zero FIR, Digital Arrest Scams: How They Work and What the Supreme Court Has Directed, Bank Account Freezes in Cyber Fraud Cases: An Unsettled Area, and Reporting Cyber Fraud: Timelines and Your Liability.

If you would like this looked at against your own facts, a consultation is a reasonable next step.

This overview is general information, not legal advice. Procedures and local practice can differ, so a specific review of your matter is advisable before acting.